I should say up front that the Dave Ramsey Zero budget method is definitely not my favourite way to budget and it's not one that I've used for more than about half an hour as I just couldn't get away with it. But I have had a few people ask me to explain it so I thought I'd share the basics of the zero budget method with you today.On paper, the zero budget method is pretty simple and in my head I know it's a very practical way of budgeting that makes sure that there is no available money to waste. The reason there's no money available is because every single penny is accounted for … [Read more...]
How to cook a whole chicken in the slow cooker….
Have you ever wondered how to cook a whole chicken in the slow cooker? To be honest, I probably don't need a whole post to tell you how to cook a whole chicken in the slow cooker, I could probably fit everything you need to know in a tweet. ;-)But seeing as we've just polished off our Sunday dinner made up of slow cooker chicken, Yorkshire puds and veg I thought I'd tell you how I cooked our chicken today.Before I do though, I will say that this isn't my favourite way to cook chicken because it literally cooks it so melt in your mouth soft that it tends to fall apart when you … [Read more...]
The perfect BBQ for those people who don’t like to BBQ….
Until recently, we've not really been BBQ people.That's kind of a lie as we LOVE a good old BBQ - at someone else's house where we don't have to worry about what direction the wind is going to blow the smoke or whether we're going to poison any visitors (or indeed ourselves) with half cooked meat.Because of this, we've never really had a good BBQ and have usually just relied on the cheap disposable ones because they're cheaper when you consider how few BBQs we have and also, they don't need cleaning afterwards.But this year, our garden is looking nicer than it has for a long time … [Read more...]
Unicorn cupcakes using a cheap kit from Amazon – success or fail?
Today I'm going to share the cheats way to making a batch of super cute unicorn cupcakes!Unicorns are definitely the 'in' thing right now aren't they?I jumped on the bandwagon and made my unicorn fudge, some unicorn bath salts and even some colourful unicorn cookie dough and in my wisdom when I was planning this month's posts, I decided to have a go at making unicorn cupcakes to share with you.My blog post planning process usually takes place once a month and I'll sit down and plan all of the posts I want to share the following month. These are usually random ideas that I haven't … [Read more...]
Five Frugal Things I’ve done this week {10 August 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) My favourite way to start these posts on a Friday … [Read more...]
How much is too much when it comes to vet’s fees….
Our puppy Monty is an absolute menace and as much as I love him, there's no doubt that he's much harder work that our older dog, Buddy and so far, we've had more visits to the vets in his first 9 months or so with us than we've had in Buddy's 9 years!Just to give you some background, we have pet insurance where most things are covered but we do have to pay an excess on each claim. We haven't made a claim yet as all of our treatments have been below the cost of the excess so I wouldn't know how easy it is to actually make a claim.We also pay our vets £16 a month per dog which gives … [Read more...]
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