If you caught Sunday's post then you'll know that I've gone all old school this week and am blogging daily to share with you what I've been up to that day seeing as I have a week off work with LOTS of things on the t0-do list! Today's day four and it's been so grey and miserable outside that I haven't even minded being stuck in the house today! 😂Despite the grey skies outside, our day started well as Master Frugal cooked us some waffles for breakfast as his first live lesson was cancelled. We have the simplest recipe ever for waffles so they're pretty basic as far as waffles go … [Read more...]
Am I Blacklisted? No, but here’s seven reasons why you might be declined credit….
Am I blacklisted? That's probably one of the most common questions that people ask whenever they're declined for credit so today, I'm going to let you in on a secret about this mythical blacklist and tell you the real reasons why you might have been declined for credit.First things first, there is NO blacklist. I repeat, there is NO blacklist.The credit reference agencies report factual information about your credit file and anyone who you apply for credit with can access that information when considering your application. Each lender will have their own set of … [Read more...]
Day Three of my week off – Garage Clear Out Day….
If you caught Sunday's post then you'll know that I've gone all old school this week and am blogging daily to share with you what I've been up to that day seeing as I have a week off work with LOTS of things on the t0-do list! Today's day three and I'll be honest, I did so much that I had to have a cheeky Nana nap at tea time! 😂If you read last night's post then you'll know that I plan to clear out my garage this week but rather than hiring a skip, I planned to just make multiple trips to the tip which doesn't thrill me as you need to make an appointment for each time so I'm … [Read more...]
Turn Blue Monday into Happy Monday….
Apparently, today is Blue Monday, a day known for being the most miserable Monday of the year! It's called Blue Monday as it's supposedly the most miserable day of the year which has something to do with the fact that Christmas seems like a distant memory whereas payday feels like it's forever away. Add that to the fact that the sky is usually grey and dull outside and I get why it's supposed to be a miserable day even in normal times - never mind at a time when the world itself is as uncertain as it is.But, I genuinely believe that we have the power to control the way our … [Read more...]
Day Two of my week off – Photo Project Day….
If you caught last night's post then you'll know that I've gone all old school this week and am blogging daily to share with you what I've been up to that day. It's day two of my week off work and I've had a busy one!I got up this morning and booked an appointment at the tip (it's a COVID thing - you need an appointment and ID to take rubbish to the tip now)) with the intention of clearing out my garage this morning. One carload wasn't nearly enough to even make a dent in the mess that was my garage to be fair though so I just got rid of as much rubbish as I could and have made an … [Read more...]
How I’m making the most of my week off work….
Right, I'm going all old-school blogger for the next week!I have a week off work for the first time in so long and I really plan to make the most of it to tick off my ever-growing to-do list. There's so much that I've been wanting to get done but I've just not had the time or the inclination since even before the start of the first lockdown almost a year ago. I might be off work but I suspect I'm going to be even busier than usual with everything I've got planned.So for one week only, I thought I'd go all old-school on you and blog every day with an update on what I've been up … [Read more...]