Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.WARNING: It's a waffley one today - sorry in … [Read more...]
10 ways to keep cool on a budget….
I know my timing's a bit off with this (well it is for me - your skies might be bluer than ours right now) but I wanted to share a few ideas with you on how you can keep cool on a budget when the weather is too hot to be comfortable!Keeping cool on a budget is something we know a lot about as our house can be super warm in the Summer months and over the years, we've definitely learned a thing or two about the things we can do that will help - even just a temporary reprieve from the heat is welcome and if we can do that without having to switch on the energy-sucking fans then that's … [Read more...]
How to go from Survival Mode to Debt Free….
When I shared the brilliant news that we were finally debt free a few months ago, I got so many comments and emails from as well as messages on social media congratulating me which was lovely. Your messages were lovely to read and really made me smile but I also got a few messages from people saying they just couldn't see themselves ever getting to where we were, telling me that there was just no light at the end of the tunnel.I completely understand where these people were coming from because I've been there. I've been at the point where it feels like the debt will just always be … [Read more...]
Five Frugal Things I’ve done this week {15 June 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) You might have seen this post from earlier this … [Read more...]
Five Frugal Things I did in San Fransisco this week….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Last Sunday I was lucky enough to travel to San Fransisco for a short break and as this post goes live, I'm currently in the air somewhere over the ocean (all being well) flying home. I wrote this in the Airport as I got there ridiculously early thanks to a mixture of my fear of missing the flight, my excitement to be coming home to see the kids and my exhaustion from trying to … [Read more...]
{Credit File Concerns} Am I Blacklisted? No, but here’s five reasons why you might be declined credit….
Am I blacklisted? That's probably one of the most common questions that people ask whenever they're declined for credit so today, I'm going to let you in on a secret about this mythical blacklist and tell you the real reasons why you might have been declined for credit.First things first, there is NO blacklist. I repeat, there is NO blacklist.The credit reference agencies report factual information about your credit file and anyone who you apply for credit with can access that information when considering your application. Each lender will have their own set of criteria for … [Read more...]
