This week's five frugal things post is a little bit different because I wanted to share with you five frugal things that I'm going to be doing in 2017.1) I'm going to be doing my own affordable weekly savings challenge again next year because as much as I love all of the ones you see floating around the internet at this time of year, they're just un-manageable for us and I think by about week 10 we'd be struggling. My version means that you don't save as much over the year but at least it's easy to stick to so you won't end up giving up part way through the year. Do you fancy joining … [Read more...]
How much SHOULD you be spending on your weekly shopping?
One thing I often get asked is how much people should be spending on their weekly shopping and I always struggle to answer it because what's right for one family isn't necessarily right for another. I thought I'd have a go at explaining how I think you should decide on your shopping budget, with a little help from my friends. ;-)The right amount to spend on your weekly shopping each week for your family depends on a number of different things, although these are the main three deciding factors in my mind:(a) How much money you have available to spend after paying for … [Read more...]
Five Frugal Things I’ve done this week {30 December 2016}….
1) We had gammon and lamb as our Christmas Dinner meats as we're not huge turkey fans here and we had plenty of leftovers as I'm sure we all did. ;-) We all had gammon sandwiches for lunch on Boxing Day with most of the gammon leftovers but the last bits were made into a quiche which we had for tea with leftover potatoes cooked in our Air Fryer with a little olive oil drizzled on them to crisp them up.My Dad bought us a huge leg of lamb so we had a LOT of leftovers from that to use up and I thought it would be a good start to my batch cooking mission to use it to make some meals to go … [Read more...]
Ten ways with Turkey leftovers….
I actually wrote this post originally four years ago today when I was faced with about three quarters of a huge turkey to try and use up in the days following Christmas. These days we don't do turkey on Christmas Day because we're not overly keen (hence all the turkey leftovers we had when I wrote this) but I did think it might be helpful for those of you who do have leftovers!On another note, it makes me smile to look at my photos from back then and even the way I used to write - it's a bit cringey (as Master Frugal would say) and I almost didn't re-share this but then I thought of all … [Read more...]
How to help yourself if you can’t afford to pay the bills….
After my post earlier today, I realised that if any of you were struggling with your finances at this time of year to the point that you're considering taking out a payday loan then you might appreciate a little bit of reassurance that no matter how bad things are, there's nothing that can't be fixed.First of all, take half an hour with a cup of tea and a digestive biscuit and work out what your monthly budget is using my free budget planner, making sure that you are TOTALLY honest with yourself. If you don't include everything then the only person it's going to affect as your monthly … [Read more...]
7 Alternatives to Pay Day loans this Christmas….
Apologies that I'm talking about Christmas like this when we're only halfway through October but I know that many of us are starting to think a little bit more about it now that the nights are drawing in. There are still 2-3 paydays left before Christmas then if you start now, you have plenty of time to plan which means you won't need to have a panic right before Christmas and be tempted to turn to a payday loan company for help paying for the festive season.Lots of us, regardless of how we manage our money through the year, can lose our heads a little bit at Christmas with all of the … [Read more...]
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