1) We bought Master Frugal a mountain bike for Christmas which he's over the moon with! This week, we sold his old bike on one of our local Facebook selling sites and because it was in great condition, the money we got for it will just about pay for a weekly food shop. 2) The only company who supply the superfast broadband in our street at the moment is Virgin so we're pretty much tied to them as we do use the internet a lot in our house. We did get a better deal when we rang them the last time our contract ended but we called them yesterday on the off-chance that they could do anything … [Read more...]
Five ways to cheer yourself up….
Today I'm sharing five ways to cheer yourself up because it's that time of year when lots of us start to feel the post Christmas blues. When the holiday season passes and you’ve just about spent all of your money on Christmas, there comes this downside when you might start to feel exhausted, a little sad and aren’t sure how to cheer yourself up. You're not alone though - the feeling of being miserable in January gets to the best of us. These post-Christmas blues might be because you're just feeling sad that Christmas and all the sparkle that comes with it is over or it could be … [Read more...]
What we ate in a week {January 2018}….
Today I'm sharing the second post in my 'What we ate in a week' series! The plan with these posts is that I start writing this post the Monday before you read it each month and just update it each night with a photo of what we had for our tea that day. It worked pretty well last time I did this so let's see if I'm as good this time... Monday Mushroom risotto was on the menu tonight, inspired by the pathetic looking mushrooms that were sitting in the bottom of the fridge. I added some chilli for a bit of heat too and it tasted lovely! Tuesday Before Christmas, I bought a … [Read more...]
What is open banking and how does it affect YOU?
Have you heard about open banking? I know that lots of people haven't so today I'm going to answer a couple of questions that I've been asked a few times over the last couple of weeks - What is open banking and how does it affect YOU? The 'What is open banking' questions have come about because I've shared a couple of new innovative finance and banking apps and websites recently in my Facebook group and a few people have contacted me to say that they're a little worried about these apps and how, in most cases, they need to link to your bank account in order to work. Before I go into … [Read more...]
Five Frugal Things I’ve done this week {19th January 2018}….
1) I feel like I’ve been really good this week with packed lunches because not only have I managed to take one to work every day which has saved me a fortune compared to if I’d been buying lunches in the work canteen but I’ve also managed to use leftovers for most day’s lunches. I made couscous using the gammon and veggie leftovers, pasta salad with the chicken and some spinach, leftover soup from our chicken soup/stew meal and bolognaise (which I did cheat and buy a jacket potato from work to put it on). I’m being super good at the moment and although I can’t see me being this good … [Read more...]
Why Every Family Needs an Emergency Fund….
I'm determined that this year is finally going to be the year that I work towards creating an emergency fund for my family. It’s so important to learn how you can save up while still paying bills so that when an emergency strikes you are not in a complete financial crisis - I know that sounds super grown up but I've decided that this is going to be the year that we finally get ourselves a bit of money set aside for emergencies. It's something I've been thinking about for a good while now because I know that we really need to have some money set aside in case we're ever in a situation … [Read more...]
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