There is a way that you can disassociate someone from you on your credit file if you believe that their credit history is having a negative effect on your own credit file and today, I'm going to tell you how to do it and share how you know whether you even need to bother.Credit Scores are so important these days as they can affect everything from getting a mortgage to taking out a mobile phone contract and from the interest rate you're given on a credit card to the amount that you're allowed to borrow.And the fact that it does have such an impact on your financial wellbeing means … [Read more...]
Five Frugal Things I’ve done this week {4 May 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) It's been an awful, awful last four weeks with my … [Read more...]
How to Haggle and Save Money….
I'm a naturally shy person so haggling with people over the cost of something is so not my style but I know that there's money to be saved by haggling over a price so I try. Today I'm going to share my top tips on how to haggle and save money - no matter how uncomfortable you are with it at first.Do Your Research so you know what is a good deal and what isn't! Arm yourself with advertisements, comparable pricing elsewhere and be educated on the product or service that you’re trying to haggle down to save money. Knowing your facts about the pricing elsewhere as well as what the value is … [Read more...]
Five Frugal Things I’ve done this week {27 April 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) I don't know if you have any beauty staples that … [Read more...]
Approved Food – a great way to save money on your shopping?
Have you ever heard of Approved Food? If you haven't, and you're looking to save some money on your shopping then I think you're going to like this post.Before I go any further, I wanted to tell you that this isn't a sponsored post or a review in conjunction with Approved Food - I just wanted to tell you about the site because it could save you some money as it saves me every time I place an order.A lot of the time, Approved Food sell products that have a short sell by date or have past the Best Before Date but sometimes they have other things on sale too - where a company has … [Read more...]
Five Frugal Things I’ve done this week {20 April 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) I bought a pre-prepared leek and potato soup mix … [Read more...]
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