We do a full monthly budget review at least every six months but more often than not, we'll try and do it every three months so we can keep a close eye on what's happening with our money and make changes if we need to.I thought I'd take you through the process and give you a bit of an update on our budget today as it must be a good year or so since I've shared something like this. First up, I always print out two copies of my free monthly budget planner which you can find here. There are two versions to choose from - a plain and a pretty version but obviously, I always … [Read more...]
3 super easy ways to make £50 this month (April 2019)….
Do you want to make some extra money this month? Today I'm sharing three super easy ways that could earn you at least £50 by the end of this month...Do you know that if you could make an extra £50 every month between now and Christmas then you'd have £450 in time for Christmas? Or even an extra £200 in time for your Summer holidays? I thought I'd start a new monthly series on here where I'll share three ideas each month that will help you to make some extra money that month. If you just choose one each month then you should be £50 better off by the end … [Read more...]
Five Frugal Things we did this week and a mini life update….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start with today's five frugal things, I thought I'd give you a mini life update...You might already know that at the end of last year, I got some news about my job that was pretty big. It meant that I was going to be travelling just shy of 40 miles to get to work instead of my previous 12 miles each way. That's 80 miles a day sat in my car!It's not … [Read more...]
Oh yeay, today’s National Price Hike Day….
I love a good celebration day as much as the next guy and I'm all about National Nutella Day or even National Lost Sock Memorial Day (True Story - 9th May) but I just can't get behind National Price Hike Day.I've heard National Price Hike Day mentioned a few times lately and decided that it wasn't one I wanted any part of. It seems like I'm not going to have a choice though so I thought I'd share a few ideas for how to avoid the apparently inevitable price hikes that are predicted to be announced at some point today.In case you're still blissfully unaware of what National Price … [Read more...]
Five Frugal Things we did this week {29 March 2019}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, as always feel that I should say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons. ;-)1) You probably know how much I like to start these weekly posts with a bunch of … [Read more...]
Why it’s now harder to get a 0% transfer credit card deal….
Last week's guest post from the lovely Naomi and Ricky went down so well with you all that I thought I'd ask a few other fantastic UK Money Bloggers if they wanted to share a post with us. This week I'm sharing a guest post by Sara Williams, who blogs at Debt Camel about everything to do with debt and credit ratings.0% balance transfer deals can save you a fortune in interest. If you get one, you can move the balance from your current credit card to the new card you get and then pay no interest for however long the deal lasts – 12 months, 24 months or more.You still have to … [Read more...]
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