Every week I share five frugal things that I’ve done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.
1) You all know how much I love a good bunch of bargain flowers to start off this post on a Friday and this week’s flowers were a complete bargain at 76p!
They’re exactly what the corner of my kitchen needed to brighten it up as the days have been a bit grey and miserable this last week or so, haven’t they?
2) Do you regularly check your credit score? If not, you absolutely should do and not just because of your score itself. It’s one of the best ways to make sure everything is as expected with your finances, for example, this is the quickest way to know if someone’s applied for credit in your name which is so much more common these days as fraudsters get cleverer every year.
You can also see what you can do to increase your score so that if you need to apply for credit then you’re in the healthiest position possible for you. Small things like closing down an old account you’d forgotten about or making sure you’re on the electoral roll can make a big difference to your score and checking your report is the best way to find out what you need to do.
I know that each lender has their own criteria so even a perfect 999 might not be good enough for some deals as that’s just a number – they’ll take into account numerous other things like how much you earn, how much credit you have available to you and even what that credit is made up of. Even so, I do like to see my score up there near to the elusive 999 when I do my monthly check.
I’d definitely recommend checking your credit file in one way or another on a regular basis and it’s definitely good for your financial health which is why I’m including my check for this month in this post. 😇
3) I’ve booked in the annual service for my boiler this weekend so I know that everything is working as it should be ready for the big switch back on when it gets too cold for us to manage without the heating. After a particularly cold Christmas when our boiler died on Christmas morning I do everything I can to keep our boiler in tip-top condition – or at least as tip-top as a boiler that’s approaching its 11th Birthday can be. We do have boiler insurance but we also make sure we get our boiler serviced each year around to try and head off any issues before they happen.
It’s money well spent – especially if you don’t have boiler insurance and could save you a fortune in call out and repair fees.
4) I popped on eBay to search for some new dining chairs and noticed I’d been given another one of those £5 off vouchers. I checked the minimum spend and it was £5.01 so I thought I’d buy a couple of the things in my basket on there which totalled £5.48 so I literally only paid 48p.
I don’t feel like it was buying something for the sake of buying something as I did have some things in my basket that I was after for Christmas baking and fudge making and I now can’t wait to get making!
5) I’ve shared a post before about making sure you open the random ‘junk’ mail that you get through the post because every now and again, it’s not just a company trying to sell you something you don’t need.
This week I opened a letter from tesco and found some vouchers to get money off my shopping this week (and for the next three weeks)…
I spent just over the £60 needed so got around 15% off my weekly shop which isn’t too bad at all.
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As always, we’d love you to join in with us by sharing anything you’ve done that’s been thrifty or frugal from your week – whether it’s an Instagram picture (#5frugalthings), a blog post or even a video. Just add your link to the Frugal Friday linky at the bottom of this post.
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