At the start of last month I shared with you all, how I work out our monthly budget and I was pleased to get lots of emails from you saying how helpful you'd found it and how much it had helped.One thing that did come across in the emails was that some people would prefer to have a form that they can print out and use to fill in their income and monthly costs to make it a bit easier. You could do a search online for 'free downloadable budget planner' but there are so many options available, many of which are affiliated with various debt management companies or other associations. Also … [Read more...]
Get Organised – the make some extra money edition….
I don't think I've ever heard anyone say they have enough money - whether you worry about having enough money to pay your bills, to buy those little extras or even for the luxuries in life, most people would say no if you asked them if they had enough money (I think they would, am I wrong?).So this week, we're going to look at ways to make a little bit of extra money. Some you'll see the benefit of straight away but some are a little more long term but all of them will make you some extra money, which I'm sure will come in handy at this time of year.Car Boot Sales - Perfect at this … [Read more...]
Get Organised – the paying your bills edition….
I get a few e mails each week asking me how I manage our monthly budget and if I have any tips to help others to manage theirs so this week, I'm going to share a few of my tips for calculating your monthly budget, reducing your outgoings and how to make sure all your bills are paid on time.Most of these tips may seem like common sense but I thought it might help you to know what I do....Work out what your monthly budget is First of all, I sit down every few months and calculate my monthly budget. After this month's review,I know that I should have around an extra £500 a month after … [Read more...]
Get Organised – the getting a head start on Christmas edition….
I know, I know, the kids have only just gone back to school so it's ridiculous to be talking about Christmas!Or is it?I know a lot of you will be way ahead of the game and be practucally finished your Christmas shopping but I also know that even more of you won't have even started yet. Which is why I thought that I would share some of my getting organised for Christmas tips.Write a list of people you need to buy for - This one's self explanatory really although I just want to add that you shouldn't feel like you have to buy for people.Work out your budget - I work out how … [Read more...]
The Thrifty Families Carnival….
First of all, I'm sorry for the delay in publishing the carnival this month - we've had a bit of a busy back to school week and I'm still playing catch up from our holidays last week.I have some fantastic posts for you today - you're practically guaranteed to learn something new ;-)First up we have the lovely Becky with a brilliant Vlog about teaching her children gratitude and an equally fantastic podcast about rainy days and poverty.Next up is a post from the preloved blog called Suzy's second hand safari. I'd love to do something like this but I don't think I could stick to it … [Read more...]
Sick of balancing your debts? Try this one super easy tip to help you pay them off quicker and save money along the way…..
What is this brilliant tip that will help you pay off your debts quicker AND save you money?It's called snowballing and it really does work.And before you ask, when I say snowballing I don't mean throwing actual snowballs, I'm referring to paying off your credit cards and other unsecured lending in the most cost efficient way possible.It's all about paying your debts off in the right order so that you pay the least amount of interest on your debts and pay them off as quickly as possible. The best way to do this is to pay the minimum payment each month on all of your outstanding … [Read more...]
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