Did you know that Fraud cost the people of Britain over £600 million in 2013?I had no idea that the figure was that high although I do know that fraudsters seem to be getting cleverer by the day if the spoof emails I receive on a daily basis. Some of them are so authentic that it's no wonder people fall for them and end up giving their details to a fraudster. But it's not just spoof emails you need to be aware of because there's so many other tactics that fraudsters are using these days - in fact, I bet you've never have even thought of some of them, let alone thought about how to … [Read more...]
The Activity Advent – 40 Fun and Frugal things to do at Christmas with the kids….
Last year, over on my Christmas blog, I started my Activity Advent with the aim of doing one Christmas activity a day throughout December. The only problem was actually finding the time to write up what we did so this year, I thought I'd share all the things we have on our list to try. It's a pretty big list so I'm sure that we'll not have chance to do everything on the list but at least we have plenty of choice!Make homemade cinnamon stick tree decorations Make an alternative kind of advent calendar.Make Homemade S'mores and drink them with hot chocolate while watching Christmas … [Read more...]
#FrugalGiftGuide – Boys aged 9+ ….
Yesterday I told you all about what I thought the perfect gifts for girls would be and today it's the turn of the boys - boys of Master Frugal's age to be exact, although I'm sure that lots of the presents in this gift guide will go down just as well with girls of a similar age. Something to readI always buy at least one book for the kids for Christmas - this year's most requested book from Master Frugal is the new Diary of a Wimpy Kid book. I also have the box set of Tom Gates books which are along a similar line of the wimpy kid books. I also have a great book on how to draw things … [Read more...]
#FrugalGiftGuide – Tween and Teen Girls….
Like lots of people, I'm not as frugal at Christmas as I am throughout the rest of the year but I do like to make sure that I get the best deals possible and that the presents I buy aren't going to sit in a drawer or on a shelf gathering dust. I don't think you need to spend a lot at Christmas and I know it's not all about the presents but realistically all of us have gifts to buy for our loved ones and I wanted to share some ideas for some great gifts that I've come across. My first gift guide is aimed at people buying for girls from about Year 6 upwards and it's based on my experiences of … [Read more...]
The hardest decision of my life….
A little over a year ago, I was faced with the hardest parenting decision that I've had to make.The decision that I had to make was which secondary school to apply to for Miss Frugal. There were two choices really – the Academy less than five minutes walk from our house with the not so great Ofsted report or the school that’s further away with the excellent Ofsted report.On paper, it looked like an easy decision but in reality, it was so much harder. I had to take into account that there wasn't a single one of her classmates that would be going to the school further away so … [Read more...]
Tesco Clubcard Christmas boost….
How's everyone getting on with Christmas shopping?I decided that I wanted everything bought and wrapped by the 1st December this year and I'm not too doing badly at the moment. I have all of Master Frugal's (apart from a couple of things) wrapped and tucked away and I'm actually just about to open a glass of wine and wrap his sisters tonight which is a vast improvement on my usual last minute Christmas Eve wrapping session!I've been quite sensible this year and have been buying things for the kids each payday since the Summer so I feel quite organised there but I do have a few other … [Read more...]
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