We could all do with finding new ways to save money so I thought I’d share a round up of some of the things I do to help you. Some may be things you do already, some you might know you should do but don’t and hopefully, there’ll be some you’ve never thought of that you can start doing to start saving….
Let’s start with ways to save money paying your bills….
Work out your monthly budget so you know what, if anything you have spare each month. Use my free downloadable budget planner if that helps.
If you can’t afford to pay your bills, don’t just ignore the fact like a lot of people do – it won’t go away but you can take action to help yourself.
If you can’t see where your money is going, keep a spending diary for a month.
Use the snowball method to repay any debts in the quickest and most efficient way possible.
Overpay your mortgage each month – even a small amount can make a huge difference to the overall amount you’ll even up paying and it could reduce your mortgage term.
Make sure you’re on the best deal possible for all of your utility bills.
Consider a water meter if you’re not already on one.
Pay your bills by Direct Debit to ensure that they’re always paid on time and that you get any discounts for paying this way.
Never renew any insurance without doing a price comparison.
Ways to save money around the home….
Don’t always throw something out because it’s passed it’s best before date.
Try shopping online at Approved foods.
Consider switching the kids to packed lunches.
Save money on your laundry.
If your microwave breaks, do you really need to replace it?
Turn your heating down by 1 c – this could save up to £40 a year and make sure you turn your appliances to standby and save up to £76 a year (that’s 2 I know but they’re on the same post ;-))
And there’s lots of other ways to make sure you’re spending less on gas and electricity here too.
Keep the kids entertained for free by making a bored jar.
Dedicate a section in your garden for a vegetable patch.
Ways to save money when you’re out and about….
Learn how to drive efficiently to save money on fuel.
If you are visiting a theme park, make sure you check out my ways to save guide.
Have fun at home with the kids instead of spending money on days out.
Have a Frugal date night.
If you’re off somewhere nice, make sure you pay as little as possible by checking any offers before you go.
Get a seat in the audience for one of your favourite TV shows for free.
Plan in advance what you’ll be doing over the school holidays so you can take advantage of free and cheap events.
Ways to save money on shopping….
Use cash back websites whenever you make a purchase online.
Other ways to save money….
Do you wear a uniform for work? Make sure you’ve reclaimed the tax back for taking care of it.
Sell any old mobile phones.
Use apps that will give you free texts and calls on your mobile.
Make sure you’re claiming everything you’re entitled to.
Not exactly money saving but you can stop annoying cold calls and junk mail here.
There really is an app for everything – take full advantage of what’s out there.
Make some extra money….
Make money by reviewing things you already own
Or, sell them on eBay.
There you have it, my 50 ways to save money!
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