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Chocolate Baileys Cake….

Has anyone still got any Baileys left over from Christmas?

I know it’s highly unlikely but just in case, I have the perfect way for you to use it up (other than drinking it obviously ;-) )

Chocolate Baileys Cake

All you need do is a ready made flan case (a small one costs 42p from Asda so I’m guessing similar elsewhere), a packet of chocolate Angel Delight, a flake and your leftover Baileys.

  • Make up the Angel Delight as normal but substitute some of the milk for Baileys, it’s up to you how much you use.
  • Pour the Angel Delight mix into the flan case and put it in the fridge to set.
  • Crumble your flake over the top and get ready to be wowed.
Could it be any simpler?
And not only is it simple to make, it only costs about a pound to make excluding the Baileys but seeing as that’s leftovers then it doesn’t count right?  Same as calories don’t count if you steal the food from someone else’s plate!

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Wondering what to do with your old mobile phones….

Being frugal is an important part of running a household.  Even if you lead a comfortable lifestyle and make enough money to live more extravagantly, there’s still plenty of value to living a more low-key, cost effective lifestyle.

To begin with, this enables you to continue to save your money for those times when you will actually need it. Additionally, however, it can also help teach your children how to be financially responsible.  By cutting down on unnecessary luxuries (whether they be food, material, etc.), you can show your children that they don’t need anything extravagant to get by comfortably and live a happy life

Another way of being frugal is to do your part to lower burdens on society, which can be financial or even environmental in nature.  One example of this is to increase your recycling efforts – something everyone can do.  While recycling doesn’t necessarily earn or save you money, it does encourage the conservation of materials, which in turn helps to contribute to a healthier environment and lower expenses in manufacturing industries.

If this sounds appealing to you, then it may be a good idea to learn a bit more about what you can and cannot recycle, and just what benefits there are to recycling different materials.  For example, did you know that you can recycle and/or donate old, out-of-use mobile phones?  Providers like O2 now have clearly outlined recycling programs aimed at helping you understand the benefits of the responsible disposal of old electronics.

To begin with, your donated cell phone can be given to someone in a less fortunate area. It is very common, for example, for old mobile phones to be donated in third world countries, where many people don’t have access to phone providers. This not only provides somebody with a valuable gift, but can also cut back on production, and thus the consumption of materials and any time something can be reused, it negates the need for new production.

Additionally, if you choose to recycle your old mobile phones, you will be contributing to the conservation of materials that can be broken down and used for other purposes, as well as the safe disposal of hazardous materials.  The metals (gold, silver, palladium, etc.) and plastics in cell phones can be useful for a number of different functions and some of the harmful substances (arsenic, lead, etc.) can be dangerous if thrown out and left alone in the environment.

So, the next time you are considering how to do your part to help your household conserve wealth and materials, think about what you can do to step up your recycling efforts. Every family makes a difference, and there are numerous benefits that can come of your recycling old electronics.

Guest editorial provided by o2.co.uk

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Packed Lunch Moneysaving….

School Dinners seem to have got very expensive lately don’t they?

I think they’re currently £1.95 a day round here which works out to almost £10.00 a week and personally, I think that’s quite a lot to pay every day – especially when you consider I have two children.  One of whom is a very fussy eater and the other doesn’t have a big appetite and usually rushes through her dinner as she’s rather be out in the playground.

We decided quite early on that we were going to do packed lunches rather than school dinners and we’ve gradually got the hang of what will and won’t be eaten along with learning how to cut the cost of the packed lunches and we’re absolute experts now so I thought I’d show you how we save on our packed lunches and hopefully, you’ll have some ideas to share with me….

I’ve based all prices around the current prices on the Tesco website as I find that’s the easiest website to get prices from and I wanted to show you how much everything was – you’ll be able to get similar whatever supermarket you shop at.

Juice

For juice we use double concentrated squash and make it up in a drinks bottle which works out to around 5p a drink (based on the Tesco double strength orange squash which is £1.50 for 1.5 litres).  All children in our school are encouraged to drink water throughout the day and they all have their own water bottle in class that the school fill every morning and wash out on a night.

The Savoury Bit

Sandwiches

I know I could get cheaper but I really like the Warburtons ready sliced buns for packed lunches so I buy a pack of 12 at a time and freeze them.  We get one out on the night when we make the next day’s lunches and make the sandwiches while the buns are still frozen.  They defrost in the fridge overnight and are taste lovely and fresh the next day.  They work out at 13p each, unless I manage to get some reduced at the end of the day.  We try to vary the fillings we use but even the most expensive one only works out to around 43p including the bun.  Our favourite fillings are:

  • Cheese = about 30p (Tesco mature cheddar 250g for £1.85)
  • Egg Mayo = 20p (Tesco Eggs are 15 for £1.45 but I can’t see if these are Free Range or not on the website, if they’re not I only buy Free Range eggs so it would cost slightly more).
  • Chicken/Pork/Beef = No idea on price really as it’s usually a thinnish slice from the leftovers of Sunday Dinner.
  • Ham = Usually from a ham joint we’ve cooked for lunches etc.  We usually buy a small value joint for around £3.00 to £4.00 so one slice probably costs about 30p.

Master Frugal isn’t really a sandwich person unless it’s just bread and butter so I make him cheesey pops which are really just cheese straws in disguise.

Cheesey Pop (AKA cheese straws but flat and round not long and thin ;-) )

  • 150g Self raising flour = 6p (Tesco value flour 1.5kg for 52p)
  • 1/2 tsp salt = 2p (complete guess but can’t be much)
  • 30g margarine = 6p (Stork Margarine 500g for £1.00)
  • 75g grated cheese = 56p (Tesco mature cheddar 250g for £1.85)
  • 1 egg = 10p (Tesco Eggs 15 for £1.45, same as above, if they’re not free range I’d spend a bit more)
  • 2 tablespoons of milk = 10p (another complete guess – probably less)
  1. Rub the margarine into the flour until it looks like fine breadcrumbs and then add in the cheese, leaving a handful for later.
  2. Beat the egg and the milk together and stir all but one tablespoon of the mixture into the cheesey flour and mix it to make a dough.
  3. Roll the dough out to about 1cm and either cut into strips for grown up cheese straws or use cookie cutters to cut out shapes.  You can make about 18 shapes using these quantities.
  4. Using the rest of the egg mixture, brush each shape with it and sprinkle them with the rest of the cheese.
  5. Put your shapes on to a greased baking tray and bake in a preheated oven at around 200 c for between 10 and 12 minutes.

I usually manage to get around 18 shapes out of this mixture and I use 3 shapes in one packed lunch which works out at 15p a day.

The Sweet Stuff

Our school are quite strict on what is allowed as far as sweet snacks are concerned – chocolate is a no-no although chocolate biscuit things like Kit Kats etc are allowed.  Considering a two fingered KitKat works out to around 21p these days, I prefer to make my own sweet snacks and freeze them in sandwich bags so we just have to take one out of the freezer the night before when we make the packed lunches and it’ll be ready for the next morning.

I use a simple victoria sponge mix to make what we call packed lunch cake:

Ingredients for Packed Lunch Cake

  • 150g self raising flour = 6p (Tesco value flour 1.5kg for 52p)
  • 150g sugar = 15p (Tate and Lyle Sugar 1kg for 99p)
  • 150g softened butter / margarine = 23p (Stork Margarine 500g for £1.00)
  • 3 eggs = 30p (Tesco Eggs 15 for £1.45, same as above, if they’re not free range I’d spend a bit more)
  • Vanilla essence = 5p ish (I always have some in)
  • Icing Sugar = 19p (Silver Spoon £1.89 for 1kg)
  1. Beat together the margarine and the sugar.
  2. Add in the 3 eggs and the vanilla essence and and beat until combined.
  3. Fold in the flour.
  4. Pour the mixture into a greased baking tin – I used a smaller square one today so my squares look quite chunky but you can use a larger one and make more delicate looking sponge fingers.
  5. Bake in a preheated oven at around 200 c until your cake is looking golden on top – I’m not going to specify a time as it depends on the size of the cake tins you use and the thickness of the cake.  I start my time off at 15 mins and take it from there.
  6. When the cake is completely cool, mix the icing sugar with some water and ice the top of the cake.  The icing sugar mix needs to be not to runny but not too stiff as you want it to spread easily but not run straight off the top.
This amount of mixture makes 15 small sponge squares/fingers.  This works out to just 7p each (not including the optional sprinkles to make them look pretty).
The Fruity Bit
Most supermarkets do fruit like apples, pears and bananas in bags of 6 for between £1.00 and £1.20 so I would usually work on a piece of fruit costing around 20p.  I also often pick up those little bags of grapes or apples for around 10p when they’re reduced at the end of the day in the supermarket so I spend even less on days when I have them to include.

Extras
We also usually include something like a squeezey yoghurt (99p for 6) which works out to about 16p and a packet of crisps which we know usually won’t get eaten but we put them in anyway in case the kids are particularly that day.  A packet of crisps works out to around 16p per pack (99p for 6 packets).  Again, when bought on offer as they often are, we spend even less on these items.
If I add everything together, I can make a healthy and filling packed lunch for between 79p  and £1.07.  If I wanted to get all technical I could say that the average cost works out at 93p, a saving of £1.02 a day on the cost of school dinners.  Multiply that saving by two children and that’s around £40.00 a month cheaper than school dinners.  Taking into account school holidays that works our to £400.00 ish a year!

The Maths Bit
Juice = 5p
Savoury = 15p and 43p
Sweet = 7p
Fruit = 20p
Squeezy Yoghurt = 16p
Packet of crisps = 16p
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Total per day = 79p -£1.07
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Do you have any tips for me on how else I could save money or if there’s anything else I could be making for a bit more variation?
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