Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Last Sunday I was lucky enough to travel to San Fransisco for a short break and as this post goes live, I'm currently in the air somewhere over the ocean (all being well) flying home. I wrote this in the Airport as I got there ridiculously early thanks to a mixture of my fear of missing the flight, my excitement to be coming home to see the kids and my exhaustion from trying to … [Read more...]
Lavender and Mint Homemade Shampoo Bar Recipe….
One thing I'm really enjoying lately is my little DIY projects - especially those that give me a chance to incorporate my new-found love of essential oils. Today I want to share my latest project with you - a super cute lavender and mint homemade shampoo bar recipe.There are lots of advantages to using a homemade shampoo bar - the main one to me being that you know exactly what is in it and there are no harsh chemicals that could strip your hairs natural oils. These cute shampoo bars are gentle and have the added advantage that they're essentially a bar of soap so you can use them … [Read more...]
How to Help Teenagers Cope with Grief….
One of the hardest things to cope with when my Dad died was dealing with other people's grief. The kids especially were difficult to deal with so now that we're over the worst of it, I thought I'd share a few ways that I found to help teenagers cope with grief.When my Dad died, the hospital gave us some books about how to help the kids cope with their grief but when we got them home, they were really aimed at much younger children and really weren't suitable for teenagers cope with grief.We got home from the hospital about 4 am and the kids were obviously sound asleep by that … [Read more...]
{Credit File Concerns} Am I Blacklisted? No, but here’s five reasons why you might be declined credit….
Am I blacklisted? That's probably one of the most common questions that people ask whenever they're declined for credit so today, I'm going to let you in on a secret about this mythical blacklist and tell you the real reasons why you might have been declined for credit.First things first, there is NO blacklist. I repeat, there is NO blacklist.The credit reference agencies report factual information about your credit file and anyone who you apply for credit with can access that information when considering your application. Each lender will have their own set of criteria for … [Read more...]
June Intentions….
June is a hugely busy month for me so I'm taking a few minutes today to write down the things I want to achieve because I have a feeling if I don't have something down in writing, I'll be sat here in a month's time having achieved nothing I needed to do!Financial IntentionsAs we're finally debt free, I want to be good and start overpaying our mortgage by as much as we can. I've got a standing order set up for payday to overpay every month but I also plan to pay any extra money in when I can - something that I'm imagining won't happen this month thanks to our busy month. We're … [Read more...]
Essential Oil Mermaid Bath Bombs….
I am loving sharing my little DIY projects with you lately and I've been dying to share the essential oil mermaid bath bombs with you since Miss Frugal made them a few weeks ago.Miss Frugal went through a bit of a phase where she'd spend most of her pocket money in Lush on those expensive bath bombs that they sell for anywhere between £3 and £5!I have a rule where I try not to interfere with what the kids want to spend their own money on because I don't think they'll learn if they're simply doing what I tell them to do when it comes to money. Does that make sense?So even … [Read more...]
