In my head there’s a difference between saving money and spending less even though I know they both really equate to the same thing.
Saving money is easy, it really is! I’ve written a post about my top 50 ways to save money and if you have a look then you’ll see that lots of them don’t even involve you cutting back or doing without in any way. A quick phone call here and a change of suppliers there and you’re saving money without any sacrifice on your part which is the best way if you ask me.
Spending less is a bit different to me because it often means me seeing something I want ( whether it’s food, handbags or a holiday) and having to make a real effort not to get out my purse and buy whatever it is. It often means going without something I want which I try to do as little as possible. 😉
So I can absolutely tell you that you need to spend less to have more money left at the end of the month but I’m guessing you’ve not only already figured this out but that you’ve struggled with it on at least one occasion.
That’s why I thought I’d share a few of my little tricks to help you to spend less – some will help you spend less on your weekly shopping (bonus tip here – meal planning will help you spend MUCH less) and some will help with general must not spend moments….
First things first, make sure you know where you’re actually spending – try this idea to work that out.
There’s lots of ways to save money on your weekly shop here.
Click here to find out how using coupons and vouchers can help you spend less on your weekly shop.
Have a look here to see how you can save money on the essential fruit and veg.
I love this super easy tip for when I’m trying to figure out if I REALLY want something.
And when all else fails, here’s some advice on what to do when you don’t want to be frugal but deep down you know you should be.
I also think it’s much easier to budget if you pay by cash for things and I recommend using the envelope system which involves drawing out the month’s worth of money when you get paid and dividing it up into envelopes for shopping, petrol, clothes etc.
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