I feel like I haven't been in total control of our finances as much as usual for the last nine months or so with me not being very well but March seemed like a great time to put that right as I've been feeling so much better lately and both our home and car insurance were up for renewal as well as my phone contract finally coming to an end.I took a day off work last week so I could fully focus on all things budget related, gather together our bank statements and any of our insurance renewal letters and sat myself down with a copy of my free budget planner and got to work, with the help of … [Read more...]
Search Results for: five frugal things
Copycat Starbucks Marshmallow Twizzles….
Miss Frugal and her friends love Starbucks and whenever they go shopping, they usually pop in for a round of iced caramel Macchiatos and Marshmallow Twizzles.Now I don't usually object to what she spends her pocketmoney on but when she's paying £1.19 for three marshmallows on a stick covered in chocolate then I have to say something!Rather than tell her not to spend her money on them anymore, I decided to make my own and show her just how much of a profit Starbucks were making on each one they sold (yes, I know I'm not taking into account any business overheads but I'm proving a point … [Read more...]
My can’t do without Blogging Tools….
People often ask me how I manage to fit in everything that I do blogging wise when it's not my full time job and usually when they do, I look at them and reply 'I just do' because I don't know what else to say.Maybe the fact that it's not my full time job and I'm not reliant on the income that blogging often brings helps me because I still get to do this for fun which means that I still love blogging but without the obligation as I don't feel pressure to earn money from it (although that's nice). It could also be because my children are a little older at 11 and 14 so on an evening when I … [Read more...]
3 cheap perfumes that smell like posh ones….
I don’t know about you but I’ve always been pretty loyal when it comes to perfume – I tend to wear Tommy Girl in the Summer and Gucci Rush in the Winter with a bit of Joe Malone Honey Blossom and Nectarine when my budget allows.Because of my fragrance brand loyalty, Mr Frugal has a pretty easy time as far as Birthday, Anniversary and Christmas presents go and I usually have a constant supply of my favourite perfumes.Miss Frugal, who’s recently discovered a love of perfume, doesn’t have the same brand loyalty when it comes to perfume and she smells different every day thanks to her ever … [Read more...]
Who needs a Sat Nav when you have your phone….
Last week, I shared my new discovery with you all, an app that you can use as a scanner, and this got me thinking that there must be lots of other things that can be replaced by an app these days.Looking through my phone, I have a few apps on my phone that replace something I used to have so I thought I'd share a few of them with you, starting with the most useful app I think I have on my phone - Waze. Now I know I mentioned this app a few months ago in one of my weekly ‘Five Frugal Things posts but having used it again last weekend, I’ve decided it needs a post all of its own!I’m not … [Read more...]
Save money like your Grandma used to….
You might have seen in my Five Frugal things post last week that I taught Miss Frugal how to mend a hole in her trousers. This is something I thought would be the first thing they would teach in her sewing lessons at school but no, she can cover a notebook in fabric like a pro but they haven't got to the part where they learn actual life skills yet!It seems a bit like basic skills that our grandparents took for granted have been forgotten about. Things like sewing can be looked at as being a bit old fashioned which is a real shame because it can save money and give you a feeling of … [Read more...]
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