Your mortgage payment is probably the biggest expenditure on your monthly budget (unless you have a very fancy car or very expensive tastes ;-)) and if you're anything like me, you'll often look wistfully at the amount on your bank statement and wonder what life would be like if you were mortgage free.Or what about if you've had bad credit in the past and have one of those bad credit mortgages with the slightly higher interest rates. I bet you look at the amount you pay and wish you could reduce the amount owing so that you can apply for a standard mortgage once your payments have been … [Read more...]
3 Ingredient Peanut Butter and Oat Bites….
How do you choose which breakfast cereal to buy?I don't eat cereal but everyone else does and it's a total drama trying to choose a cereal that everyone likes - honestly, it's like World War 3 in the cereal aisle when we try to choose what type to buy!I think that's how Miss Frugal managed to sneak the big box of rolled oats by me a couple of weeks ago. I vaguely remember her asking if she could get some oats for porridge but I was too busy refereeing the cereal argument going on between Mr Frugal and Master Frugal who were debating (very loudly) the merits of Krave versus … [Read more...]
How I upcycled my odd little table….
This is a DIY project from quite a while ago but I didn't really share it much at the time as I did cut a few corners and I wasn't sure how it would hold up over time. It's still going strong and it's one of my favourite pieces of furniture in the house so I thought the time had come to share the story of my odd little table.First of all, let's have a look at the table....I bought it last year from our local charity shop when I popped in to drop some things off after a de-clutter. I know, I know, you're not supposed to de-clutter and replace with more things straight away but I … [Read more...]
Five Frugal Things I’ve done this week {17 February 2017}….
1) Remember when I made frugal french dip sandwiches a couple of weeks ago? They were totally amazing and highly recommended but my first frugal thing is to do with the leftover meat than the sandwiches themselves.One joint of brisket made more than enough for our sandwiches with plenty of leftovers so I popped the meat we didn't eat into a freezer bag (the IKEA ones are brilliant - cheap, strong and reusable) and popped it in the freezer. Last weekend, we thought we'd get the brisket out and see what it was like heated up for our Sunday Dinner and it was so delicious. I love the … [Read more...]
30 ways to use your shiny new notebook….
I can trace my love of stationery back to when I was about six years old on holiday in a pretty little town called Zelena Laguna in Croatia. There was a shop there filled with super-cheap exercise books - all with different colours and patterns on the covers and I remember spending far too long choosing just one from them all.I wanted more but my Dad had just bought me a cute mini rucksack and a matching bum bag in the shop before so he'd said I was only allowed one and it felt like the hardest decision I'd ever made at the time.I eventually chose one and that night, I remember sitting … [Read more...]
Life’s too short – use your good stuff….
A couple of years ago someone bought me an a very expensive looking Jo Malone candle in my favourite scent and I loved it. I actually loved it that much that I didn't open it as I didn't want to 'waste' it. ;-)The candle sat, still in it's wrapper in my little ensuite bathroom where I eventually kind of just forgot it was there because it was like part of the furniture in there. Until a couple of weeks ago when I was giving the bathroom a mini makeover and I noticed the wrapper had gotten dusty so I actually got my damp microfibre cloth and dusted the box!!!Mid way through this … [Read more...]
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