There is a way that you can disassociate someone from you on your credit file if you believe that their credit history is having a negative effect on your own credit file and today, I'm going to tell you how to do it and share how you know whether you even need to bother.Credit Scores are so important these days as they can affect everything from getting a mortgage to taking out a mobile phone contract and from the interest rate you're given on a credit card to the amount that you're allowed to borrow.And the fact that it does have such an impact on your financial wellbeing means … [Read more...]
Five Frugal Things I’ve done this week {4 May 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) It's been an awful, awful last four weeks with my … [Read more...]
How to Haggle and Save Money….
I'm a naturally shy person so haggling with people over the cost of something is so not my style but I know that there's money to be saved by haggling over a price so I try. Today I'm going to share my top tips on how to haggle and save money - no matter how uncomfortable you are with it at first.Do Your Research so you know what is a good deal and what isn't! Arm yourself with advertisements, comparable pricing elsewhere and be educated on the product or service that you’re trying to haggle down to save money. Knowing your facts about the pricing elsewhere as well as what the value is … [Read more...]
Amazing Ferrero Rocher Cupcakes….
I have an amazing treat for you today - Ferrero Rocher cupcakes!I didn't set out to make Ferrero Rocher cupcakes but as I was making some chocolate cupcakes for Miss Frugal and her friends, I spied some Ferrero Rochers tucked away in the treat jar and thought I'd have a bit of an experiment. The sad thing is that, because I didn't know how they would work out, I only made two of these bad boys! I used the rest of the chocolate cake mix to make normal cupcakes but if I'd known how brilliantly these would turn out I would have definitely made more - lots more! How to make amazing … [Read more...]
A Perfect Weekend…. {Part 2}
So, earlier this week I told you about the start of my lovely weekend away last weekend and today, I'm going to tell you about the main event - the blogging retreat that was hosted by the amazing Tots100 team.I'm naturally quite shy and because of that, I generally avoid these types of events but after loving last year's UK Money Bloggers conference as much as I did, I decided that leaving my comfort zone every now and again was a good thing. Mr Frugal treated me to the weekend as part of my Christmas present and ever since I found out I was going I've been torn between excitement at … [Read more...]
Five Frugal Things I’ve done this week {27 April 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) I don't know if you have any beauty staples that … [Read more...]
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