This may come as a surprise (not) but I'm far from perfect when it comes to money saving! (Actually, this probably isn't a surprise to regular readers ;-))I had a chat with Miss Frugal this weekend about social media and one of the things I said to her was that the people she follows on Instagram who look perfect and put together most likely aren't. I explained to her that they only share what they want you to see and although that doesn't make them 'fake', it does mean that their life probably isn't as amazing as you might think it is from looking at the photos … [Read more...]
Amazing slow cooker syn free rice pudding….
Slow cooker syn free rice pudding is our new favourite food - it's a tastier and healthier alternative to our usual slow cooker rice pudding recipe and today, we're sharing how to make it!October is traditionally the start of comfort food season in our house!We transition (the most popular word on social media right now) from quick and easy meals to casseroles and stews and from ice lollies to my favourite ever pudding - homemade slow cooker rice pudding.This year, we're trying to be a bit healthier with our comfort food though so rather than our normal rice pudding recipe, … [Read more...]
October 2018 Goals….
Well, I never expected September to turn out the way it did!It was such a dramatic month with Master Frugal's concussion/burst appendix situation so the goals I set for myself weren't as easy to achieve as I'd hoped so some of them might be making a return for October's goals.I shared my September Goals with you here if you want to have a read through of the full version but here's a quick summary along with how well I did... Financial GoalsOverpay my mortgage by £400 - DONE Pay the remaining balance of my trip to LA with Miss Frugal next month - DONE Make a plan for … [Read more...]
Five Frugal Things we did this week {28 September 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.1) Did you see the amazing windfall applesauce that I … [Read more...]
How does an IVA affect YOU….
An Individual voluntary arrangement or IVA is a legally binding agreement present between you and your creditors to help you pay off the debts you have at an affordable rate. An IVA can seem like the perfect solution as you not only get structured repayments based on what you can afford but you also get an end date to the debt cycle but it's not the perfect solution you might think as there are some long-term impacts on you and your credit file. For that reason, you need to understand exactly what you're getting into before you enter into an IVA and it is always recommended that you get … [Read more...]
A quick update including one recovering teen and one celebrating teen….
We've had lots going on over the last couple of weeks and I've had some lovely, lovely emails from you all which I will definitely reply to when I can but there just aren't enough hours in the day at the moment so I thought I'd just write a quick post to let you know how we're all getting on.So, most of your emails have been about Master Frugal and I'm pleased to report that he's doing great. He's still in a bit of pain and he has a pretty scary looking collection of scars on his tummy but he's on the mend and is in much better spirits than he was.Concussion/appendicitis … [Read more...]
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