The Diary of a Frugal Family

A family friend once told me she didn’t understand the term “budget buffer” until she realised it was just the extra £50 she kept in her account each week to cover surprises, and that single habit saved her from overdraft fees more than once. Financial literacy doesn’t demand a finance degree; it grows from straightforward steps that stick.Here's a few small things you can do to boost your financial literacy... Weekly Money Check-In Instead of over-complicating things, track your money simply so that you will follow through on it. Each Sunday, note what you earned, what was left in … [Read more...]

Selling your home and starting afresh can be more expensive than you think - trust me, I know this from experience right now. We're learning that there’s lots to factor into the equation. Legal costs, repairs prior to exchanging contracts, staging your property for the open market and even estate agent fees, it all adds up.But here’s the good news: it’s possible to find ways to put a ceiling on your sale costs and keep more money in your back pocket to put towards your next, exciting move.It doesn’t matter whether you’re moving up the ladder, downsizing or starting anew, we’ve got … [Read more...]

Transforming your living space doesn't have to break the bank. With a bit of creativity and some clever DIY techniques, you can personalise your furniture to reflect your unique style whilst staying within budget. Whether you're working with existing pieces or breathing new life into charity shop finds, these budget-friendly hacks will help you create a home that truly feels like yours.Why Personalising Furniture Makes Sense Personalising your furniture offers numerous benefits beyond just saving money. It allows you to create one-of-a-kind pieces that perfectly suit your space, style, … [Read more...]