1) Don't judge me but I went to see the new Fifty Shades of Grey film last week with my lovely friend. We could have gone to the big cinema in the next town and watched the film in comfort when the film was released but we decided to wait a bit longer and go to our local cinema which is ridiculously cheap compared to the bigger chains.It's such a pretty little family run cinema and it's had a recent refurb with new chairs so it was so comfortable and well worth the ticket price. They do drinks and snacks from a cute little stand and the costs aren't any higher than you'd pay in a … [Read more...]
My Favourite Ted Talks about Money and Consumerism….
Have you heard of Ted Talks?I'd heard of them but never actually watched or listened to one of the talks until recently when I was off work with very little to do through the day. I realised after getting a little bit too interested in the lives of some US vloggers that even if I had little energy to do anything but watch Youtube, I could at least watch something with a little more substance.That's when I decided to finally check out some Ted Talks which are basically short (18 minutes or less) and I discovered a whole library of talks about just about any subject you can imagine. I … [Read more...]
How to save BIG MONEY on your existing mortgage….
Your mortgage payment is probably the biggest expenditure on your monthly budget (unless you have a very fancy car or very expensive tastes ;-)) and if you're anything like me, you'll often look wistfully at the amount on your bank statement and wonder what life would be like if you were mortgage free.Or what about if you've had bad credit in the past and have one of those bad credit mortgages with the slightly higher interest rates. I bet you look at the amount you pay and wish you could reduce the amount owing so that you can apply for a standard mortgage once your payments have been … [Read more...]
Five Frugal Things I’ve done this week {17 February 2017}….
1) Remember when I made frugal french dip sandwiches a couple of weeks ago? They were totally amazing and highly recommended but my first frugal thing is to do with the leftover meat than the sandwiches themselves.One joint of brisket made more than enough for our sandwiches with plenty of leftovers so I popped the meat we didn't eat into a freezer bag (the IKEA ones are brilliant - cheap, strong and reusable) and popped it in the freezer. Last weekend, we thought we'd get the brisket out and see what it was like heated up for our Sunday Dinner and it was so delicious. I love the … [Read more...]
What to do if your partner doesn’t want to be frugal.
I've had a few comments and emails recently from readers asking how they can 'encourage' their partners to be more frugal when they don't really want to be. Honestly, it's a difficult one to answer because in a relationship where things are equal, it's difficult to make someone want to change their lifestyle and spend less money. Especially if they aren't really convinced that there's a real need to change.I thought I'd tell you a little bit about my struggle to convince Mr Frugal to be more frugal and where we're at now in our journey although I'm not sure how much our story will help … [Read more...]
Five Frugal Things I’ve done this week {10 February 2017}….
1) This is less frugal and more sensible I think but let's go with it! I went to pay some cheques in to the bank this week and out of interest, asked when they would be cleared. In no way did I indicate that I needed the money or that I was desperate for the funds to clear but the lady typed a few things into her little computer and then said 'Not until next Wednesday but I can increase your overdraft by £2000 for you no problem at all'.Really??? I just laughed and said no thank you at the time which I'm proud of as I do like the security of having an overdraft and in the past I would have … [Read more...]
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