Let me just say straight away that this isn't a review. Or rather it is a review but one that I'm writing because I placed an order myself with Approved Food and I was so impressed with what I got for my money that I wanted to share it with you guys too. Some of the links I've included are affiliate links though which means that if you do buy something, you'll pay exactly the same but I might also get something too. Thanks. ;-)I'm not sure if you've heard of Approved Food before so before I go any further, I'll tell you a little bit about them and why they can save you so much money on … [Read more...]
Is a packed lunch cheaper? Here’s a breakdown of what it costs me every day to help you….
Every year at this time, I get lots of emails from you lovely readers asking my advice about whether I think packed lunches are cheaper and better value than school dinners. As you can imagine, this usually prompts me to write a post about packed lunches but last week, when I started to write my annual 'packed lunches are awesome' post I realised that the post I published last year covered everything I wanted to say. So rather than bore you all write it again, I thought I would simply re-share last year's post today and work on a different kind of awesome packed lunches post (keep an eye … [Read more...]
250 frugal and fun ideas for Summer fun {includes free Summer planner printable}….
{Updated for 2016} This is the time of year when all of us bloggers are sharing our top tips on how to get the most out of the Summer Holidays and to be fair, if you're anything like I was when my two were younger then you can do with all the help you can get to fill your days with fun and avoid the dreaded 'I'm Bored' words being uttered. Anyway this morning when I woke up, the sun was shining and the clouds in the sky weren't grey and angry for a change so I thought today would be a good day to share my ideas with you all. But then it occurred to me that over the years I've been blogging, … [Read more...]
How we make no spend days work for us….
Have you ever had a day where you haven't had to spend a single penny?Imagine how much money you could potentially save if you could go a few days each week without spending any money. It sounds much harder than it is you know and let's face it, if I can do it then anyone can!With the expensive Summer holidays coming up I've decided that we really need to focus on money and one of the ways that I'm doing that is by setting myself a target of 15 no spend days in the month of July.A no spend day is exactly as it sounds - a day where you don't spend any money at all although I don't … [Read more...]
Let’s talk about what happens when you can’t afford to pay the bills….
I've written before calculating your monthly budget using my free printable budget planner but today I wanted to try and help with some advice about what you can do if you don't have enough money coming in each month to cover what you're paying out and you can't afford to pay your bills.I'm by no means an expert on this subject but I do know that if you realise that you don't have enough money to pay bills then you need to take action - sooner rather than later. I know that this might seem like a bit of an obvious thing to say but from experience (work not personal) I know that some … [Read more...]
Why I never used to check my bank statement (and 5 reasons why you should)….
I'm going to be perfectly honest here and tell you that in the past I've dreaded the moment that my bank statement hits the doormat.There have been times when I've picked it up and put it on the sideboard trying to decide whether to open it or not because I knew it was going to tell me that we had no money or that one Direct Debit or other had been returned unpaid. More often than not, I ended up just hiding it in a drawer and not opening it at all because in my head, if I didn't see it written down then it wasn't as bad as I thought. Silly, I know.This was a long time ago thankfully … [Read more...]
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