I first came across Dave Ramsey a few years ago now and I kind of discounted them as they were very US centric and also seemed very much like common sense things to do. More recently though, I've gone back to them and adapted them to myself so today, I'm going to share with you Dave Ramsey's Baby Steps - the UK version, adapted to fit what works for me.You shouldn't feel you have to do everything exactly as you're told - use them as a guide for what works for you!Now, I know I mentioned already that one of the reasons I wasn't a fan right away was because I thought the … [Read more...]
Homemade Blackberry Vinegar….
Homemade blackberry Vinegar is a great way to use up leftover blackberries, which I always have when we go blackberry picking as we never fail to pick more than we need!I bet you're wondering what blackberry vinegar is though, aren't you?Well, it's nothing fancy, it's literally blackberry infused vinegar but it makes an amazing salad dressing and is said to ward off a cold if you drink a teaspoon a day in hot water when you feel the cold coming on. I can vouch for the first one but the second, I suspect is nothing more than an old wives tale although I'll try anything to stop a … [Read more...]
Whipped Pink Lemonade Body Scrub…..
Miss Frugal loves a good body scrub, as do I, and this one is my favourite so far - whipped pink lemonade body scrub!Honestly, I'm pretty sure we could give The Body Shop a run for their money with all the homemade beauty recipes that we've tried recently. Pinterest has a LOT to answer for - Miss Frugal currently has a very full board that she calls 'DIY recipes to try' and we're working our way through it pin by pin.Today was pink lemonade body scrub but not just any pink lemonade body scrub - this is whipped pink lemonade body scrub and I can guarantee that you're going to like … [Read more...]
Five Frugal Things I’ve done this week {13th July 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.I'm going to be totally honest with you here and tell … [Read more...]
Our half yearly budget review….
Every six month's or so, we sit down and do a full-on review of our monthly budget review which I usually share a bit about in my weekly five frugal things post but this time, I thought I'd do a whole post about it.Before I start though, I would say that our budget is looking good right now but it's taken years to get to this point from where we were when we started our frugal journey and I'm super proud of us! The healthier our budget starts to look, the more encouraged we are to be frugal and to save even more money because we have a goal in mind to pay off our mortgage in half the … [Read more...]
Five Frugal Things I’ve done this week {6th July 2018}….
Every week I share five frugal things that I've done during that week just to show you that the small things you do all add up to a great frugal lifestyle where you can learn to live a fabulously frugal life.Before I start though, I do want to say that being frugal to me is about getting the best value for our money - it's not about doing without for us or about not having nice things. We all have different financial situations and we're all frugal for different reasons - we're frugal so we can afford to do nice things together.if you're a regular reader then you might already … [Read more...]
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