School holidays can be expensive if you don’t plan them carefully.

We always make a bit of a plan for when the kids are off school which usually involves a few days at home generally relaxing but with some crafts and baking thrown in, a couple of days out to local museums or parks and if our . . . → Read More: What are you up to this half term….

When keeping a clear and frugal lifestyle, you should still know what options are available to you. Borrowing money, for instance, is something you still may need to do. And if this is the case, you need to know what options are available to you.

To this end, here are few key pieces of advice on borrowing . . . → Read More: Borrowing Money, Keeping Frugal and Staying Clear….